Frequently Asked Questions
Why use a professional Mortgage Broker?
Most lenders offer between 5 to 10 different loan programs. Since Falcon Mortgage has wholesale relationships with numerous lenders, we can offer 100's of loan programs to our customers, depending on their needs and ability to qualify.
How much do I qualify for?
We provide 16 different calculators on this web site to help you determine the answer to this question. However, each lender has specific "underwriting" criteria depending on the loan program selected and the "credit profile" of the borrower(s). The four major items that establish the borrower's credit profile are the following: Credit, Cash, Capacity and Collateral. If you are confused or need additional information, please call our office and one of our loan officers will be happy to assist you in determining the answer to this question.,
Will it cost me more to use a Mortgage Broker vs. a direct lender?
Since we place our loans through the wholesale divisions of national lenders and investors, we are able to be extremely competitive at the retail level.
Our Philosophy
The loan officers at Falcon Mortgage, Inc. are dedicated to providing the highest quality customer service. We feel that our honesty, experience and diverse loan product menu will aid our customers in choosing the correct loan program based upon their individual needs. Since our continued success depends upon referrals from our satisfied customers, we will do everything possible to make your experience with us the best available in the market!